GB Realty unveils unique 1 % payment plan, aims to make luxury living affordable
GB Realty launches pioneering 1 % Plan On Organisation’s First Anniversary
Babushahi Bureau
Chandigarh, December 1, 2025: In a bold move set to reshape North India’s premium housing market, GB Realty has unveiled a pioneering ‘1 % Monthly Luxury Home Payment Plan’.
Details of the plan which is a game changer for North India’s luxury home market were announced by Gurinder Bhatti, Founder and Chairman of GB Realty during a press conference held at Chandigarh’s Hyatt Regency, on the side-lines of the company’s first anniversary celebrations. Bhatti was accompanied by GB Realty's Vice President Jatinder Bajwa.
Unveiling the special anniversary initiative, Gurinder Bhatti, said, “The 1% plan is a gift to homebuyers on our first anniversary. We have designed the plan keeping middle and upper middle–class aspirational buyers in mind. We feel that luxury is no longer a privilege—it is a necessity, and it must be accessible to all.”
Bhatti further said, “In the real estate industry, the financial onus is on the buyer but with this plan we have taken it upon ourselves, we are happy to have bucked the trend. Our focus is to make enabling provisions for the prospective residents of ‘Opus One’.”
‘Opus One’ is GB Realty’s upcoming RERA approved Ultra Luxury Homes project and when ready will showcase New Chandigarh’s tallest residential towers in the township.
Notably, according to a calculation under the 1% plan, 40 percent of the amount due for an ultra-luxurious home at 'Opus One' would be completed in less than 4 years (42 months) under a simple initial down payment, followed by an easy ‘monthly payment’ model. The balance 60% would have to be paid at the time of possession. The 'Opus One' project will be delivered in Dec 2029 – in 4 years flat.
Bhatti said, “Our unique & first-of-its-kind payment package is simple & well structured.”
It is noteworthy that the plan broadly encapsulates a 20% upfront or down payment, followed by up-to 1 per cent pay-outs per month for 42 months. This will complete 40 percent of the total payment due. The balance 60 percent - has to be paid on possession,
Bhatti referring to the plan added, “The plan shifts the financial onus from the buyer to the builder. The buyer has unmatched financial flexibility under the payment plan as he or she can plan to save funds for the final instalment due to easier monthly pay-outs."
He said the model ensures that the builder is paid last, placing responsibility for timely delivery squarely on the developer and strengthening buyer confidence in a market where trust is paramount.
A first in North India’s luxury housing segment, Bhatti stated that the structure empowers buyers to manage their finances comfortably over four years.
According to Bhatti, whose vision is aligned with transparency and best practices, the 1% plan brings clarity, removes hidden conditions, and helps families plan their finances comfortably while boosting confidence in the luxury real estate market.
It is worth mentioning here that the announcement coincides with GB Realty’s first anniversary celebrations, showcasing a landmark year of growth driven by responsible development and a steadfast commitment to enhancing New Chandigarh’s urban landscape.
Reflecting on the occasion, Bhatti said that over the past year, we have advanced rapidly on our flagship project, ‘Opus One’, set to become the tallest residential address in New Chandigarh.
In reply to question from the media, Bhatti said the project brings together some of the world’s leading design and planning minds, including Principal Architect Tripat Girdhar, Lighting and Visual Planning Consultant Dhruv Jyoti Ghose, Landscape Architect Wannaporn Phornprapha, and Interior Design Consultant Chris Godfrey.