Photo Source: Babushahi Bureau
How Punjab’s Cashless Health Insurance Scheme is being rolled out with support from private hospitals
Babushahi Bureau
Chandigarh, January 5, 2026: Punjab Health and Family Welfare Minister Dr Balbir Singh on Sunday reviewed the on-ground implementation of the Mukh Mantri Sehat Yojna (MMSY), the state government’s flagship ₹10 lakh cashless health insurance scheme, with private medical colleges, doctors’ bodies and senior health officials pledging full support for its effective rollout.
Chairing a high-level meeting at the State Health Agency (SHA), Punjab, Dr Balbir Singh said the Punjab government’s objective was to ensure that every resident of the state receives quality healthcare without any financial burden. He stressed that ethical medical practices, strict adherence to guidelines and complete transparency were non-negotiable for the successful implementation of the scheme.
“Healthcare providers are our partners in this transformative initiative. The success of MMSY depends on sincere cooperation between the government, doctors and healthcare institutions, with the highest professional and ethical standards,” the Health Minister said, warning that there would be zero tolerance for deviations from prescribed norms.
The meeting was attended by Principal Secretary Health Kumar Rahul, SHA CEO Sanyam Aggarwal, representatives of the Indian Medical Association (IMA) Punjab, Punjab Hospital and Nursing Home Association (PHANA), Punjab Civil Medical Services (PCMS) doctors, and leading private medical colleges.
Representatives of IMA Punjab and PHANA welcomed the scheme and assured full cooperation, particularly in accelerating beneficiary enrolment and expanding the network of empanelled hospitals. They also commended the adoption of the revised Package Master under Health Benefit Package (HBP) 2.2, stating that improved reimbursement rates would enhance hospital viability and ensure smoother implementation.
Major private medical institutions, including Dayanand Medical College and Hospital, Ludhiana; Christian Medical College and Hospital, Ludhiana; Adesh Medical College, Bathinda; and Gian Sagar Medical College, Patiala, praised the intent behind MMSY and welcomed the enhanced package rates. They assured the government that empanelment formalities would be completed within the next few days to begin immediate service delivery to beneficiaries.
PCMS doctors also extended full support to the scheme, noting that MMSY would not only provide free and cashless treatment to the public but would also help strengthen infrastructure and service capacity in government hospitals. Suggestions were also made regarding incentivisation of doctors and healthcare staff involved in the scheme to improve efficiency and motivation.